Term loan is required for setting up a new MSME unit., In Expanding / Diversification / modernization / technology upgrade / quality certification of existing units, in acquiring machinery / equipment & for general purpose. We arrange a range of term loan products in rupees as well as in foreign currency to fulfil SMEs requirements.
Working capital finance is designed to boost the working capital available to a business. It's often used for specific growth projects, such as taking on a bigger contract or investing in a new market. Different businesses use working capital finance for a variety of purposes, but the general idea is that using working capital finance frees up cash for growing the business which will be recouped in the short- to medium-term. We arrange a range of secured & unsecured working capital finance products like; Cash Credit, Overdraft, Invoice Finance etc in rupees as well as in foreign currency to fulfil working capital demand of SMES.
International trade financing is required to get funds to carry out international trade operations. We offer a range of Trade Finance products like; Letter of Credit, Bank Guarantee, Pre-Shipment Credit, Post Shipment Credit, Buyers Credit in rupees as well as in foreign currency to fulfil Exporter/Importer requirement.
Financial Flow is the life blood of any successful organisation. Most businesses will need a large amount of working capital to start up a new business or enable the rapid growth of an existing business. Scaling up always requires a influx of finances. Which is why, we go to all lengths to ensure that we can disburse a loan that can help you take your business to the next level. Business loans are very special to Expressway Finance and we have been helping our customers scale to new heights of success by helping them finance their dreams for their enterprises. We arrange business loan based on a sound balance sheet for our clients from a range of Banks & NBFCS.
A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically, personal loans range from Rs. 50,000 to Rs. 30 Lacs with a tenure typically ranging from one to five years. We arrange maximum possible personal loan amount for our clients from a range of Banks & NBFCs at lowest possible interest rate.
A Housing Loan is a secured loan product where the lender provides finances for the purchase or construction of a residential/commercial property. One can also avail a housing loan to buy a plot of land and construct on it. Home Loans are also issued to extend/ repair/ renovate/ alter a new or second-hand property. The Home Loan is taken by a borrower against the property/security to be bought. We arrange Home Loan for our clients from a range of Banks & NBFCs at lowest possible interest rate.
Loan against property (LAP), are basically loans provided by banks against the security of one’s own property. LAP is designed to meet the financial needs of someone who already owns a house or multiple property so as to get the best out of their assets. Banks provide LAP for both Salaried as well as Self-Employed individuals. The rates and loan amounts differ based on your property and your annual income. We arrange LAP for our clients from a range of Banks & NBFCs at lowest possible interest rate.
Balance Transfer for Home Loans and Personal Loans is a product, offering the customer a choice to transfer the outstanding balance of the home loan & personal availed for lower interest rate, higher loan amount & top up. Further multiple personal loans from different banks and credit cards can be consolidated into one high value loan using Personal Loan Balance Transfers.
Some dreams are considered to be so sacred that they never come true. Owning a car which will enhance your reputation was one such dream until recent times due to the high price of any vehicle in India. But with easy EMI options and attractive interest rates, banks and NBFCs started offering car loans. These loans are specifically designed to buy a car or any other vehicle for that matter. By opting to take a car loan, now you can touch the golden dream of owning a car. Many banks and NBFCs also offer Used Car Loans. If you are interested in buying new car, a previously used car or a second hand car, car loan top up, car refinance loan banks, we will arrange all these for you.